2-Year U.S. Treasury Note Continuous Contract $103.289 0.008 0.01% 5-Year U.S. Treasury Note Continuous Contract $107.164 0.016 0.01% 10-Year U.S. Treasury Note Continuous Contract $109.859 0.031 0.03 ...

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A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...